Summer 2014
Many employers think nothing of allowing their employees to use personal vehicles for work-related purposes. However, employees who take trips to the bank, drop paperwork off at other offices, and/or travel between job sites can put a company at risk, and the consequences can be devastating. Recognizing this risk is an essential first step, but learning how to mitigate it while obtaining the necessary insurance coverage will leave a company well prepared.
The price of copper has reached historic highs over the past few years and, as a result, stealing copper wire, tubing or fittings for resale to recyclers has become a regular occurrence on commercial and industrial properties. Hasty removal of the copper by thieves can also result in substantial damage to roofs, HVAC, sheetrock, ceiling tiles, electrical conduit boxes and wall coverings. Short of employing security guards 24/7, what can you do to reduce your risk?
Cyber sales are a critical and growing source of annual revenue for many businesses. With every "click" of the purchase button, shoppers put themselves at risk of having their personal information stolen - a risk that is typically absorbed by the businesses from which they are buying. To protect a business against cybercrime, it is essential to take a proactive approach and have the right kind of insurance coverage.
From extreme weather to terrorism, disasters are an unfortunate but inescapable part of life. Natural catastrophes, pandemics and security hazards can put you, your family and your business in harm's way. To improve communication and help clients prepare for the unforeseen, HUB International has launched an online Crisis Management Center. The site provides clients up-to-date information on current developments as well as a learning resource for businesses and families.